Does the kind of car I drive influence my auto insurance rates?

The car you drive can have a substantial impact on your auto insurance premium, especially the amount you pay for your comprehensive and collision coverages. The insurance rates for comprehensive and collision coverage are determined by looking at the type of vehicle loss history - how often it is stolen, and how costly it is to repair or replace after an accident. Your Farmers agent can help you by letting you know which vehicles are better insurance values.